It’s time to embrace technology and let the apps do the hard work! There are so many awesome apps out there for money management and money saving, and the sooner you get on the bandwagon, the sooner you’ll reach your financial goals… Whether that’s a gap year in Thailand or a birthday night out.
Stint – https://stint.co/
We couldn’t write a list about student apps, without mentioning Stint. Whilst Stint doesn’t necessarily save you money – it does help you make more money! You can work easily and simply using the Stint app, and manage your own shifts and hours. It makes earning money as a student much more enjoyable, and offers you the flexibility a lot of jobs won’t.
Money Dashboard – https://www.moneydashboard.com/
This app lets you oversee everything you’ve got going on financially, which in turn, makes you so much more aware and educated about your spending habits. Being in the know is the first step to spending less and saving more – so this should be one of the first apps you download if you’re looking to be more budget-savvy.
Bills Manager and Reminder – https://itunes.apple.com/us/app/bills-manager-and-reminder/id834370671
Management of money, and learning to save money is usually about cash flow. Understanding your cash flow is knowing how much money you’ve got in your account at certain times of the month, and understanding when money is being taken out of your account too. Keeping those incomings and outgoings balanced can really help you start saving leftover cash, and this app helps you see when your bills are being processed and what your cash flow is looking like.
Monzo – https://monzo.com/
A new ‘digital’ bank – Monzo is taking the UK by storm. They’re super transparent with helping you manage your money – and they even categorise your spending each month, so you can see exactly what you’re spending on different things. Monzo also makes money transfers easy and quick, which is ideal for student households where you’re transferring money between people frequently for rent and bills, etc. The app also gives you a daily ‘running total’ of money spent – which can be daunting and a little shocking at first! Trust us though, having this running total can really encourage you to spend less and save more.
Pouch – https://joinpouch.com/
Pretty much every online shop has discounts and voucher codes – it’s just a matter of finding them and applying them to your basket. With the pouch app they basically do all the hard work for you – so you can shop and save at the same time. Even if you only save 10% on each online purchase – small amounts add up quickly and you’ll soon notice a difference.